Do you need to be a financial advisor to make finance videos?

No. You can create educational finance content without being a licensed advisor. Always include disclaimers that your content is for educational purposes only, not financial advice.

What is the RPM for finance YouTube channels?

Finance channels typically earn $15–30+ RPM, making it one of the highest-paying niches. Some finance topics like credit cards and investing can reach $40+ RPM.

What finance topics get the most views?

Saving money, passive income, side hustles, budgeting tips, investing for beginners, and financial mistakes are consistently the highest-performing topics.

Guide

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How to Make AI Finance Videos (Step-by-Step)

Finance is the highest-paying niche on YouTube with RPMs of $15–30+. Learn how to create professional finance videos using AI tools without being a financial advisor.

Last updated: February 23, 2026

Step-by-Step Guide

Choose a finance sub-topic

Personal finance, investing, budgeting, side hustles, or crypto. Pick one area to build expertise.

Generate and verify scripts

Use FluxNote for script generation. Review for accuracy and add appropriate disclaimers.

Select a trustworthy voiceover

Choose a clear, authoritative AI voice. Finance content must sound professional and credible.

Match with business footage

Use footage of money, charts, offices, and cityscapes for a professional look.

Add clean subtitles and disclaimers

Use professional subtitle styles. Include educational content disclaimers where appropriate.

Why finance content pays the most

Finance and money content has the highest RPMs (revenue per 1000 views) on YouTube, often reaching $15–30+ compared to $2–5 for entertainment niches. This is because finance advertisers (banks, investment platforms, credit cards) pay premium rates.

The demand is enormous too. Topics like saving money, investing, budgeting, and side hustles attract massive audiences across all demographics.

Faceless finance channels thrive because the content is informational. Viewers care about the information, not the presenter. Stock footage of money, charts, and city skylines pairs perfectly with AI voiceover.

Step-by-step guide

Step 1: Choose a finance sub-topic. Pick from personal finance, investing, budgeting, side hustles, crypto, real estate, or financial news.

Step 2: Script with AI. Enter your topic into FluxNote. The AI generates a clear, informative script. Always review for accuracy and add disclaimers.

Step 3: Add professional voiceover. Choose a clear, authoritative AI voice. Finance content needs to sound trustworthy.

Step 4: Match with relevant footage. Use footage of money, charts, offices, and cityscapes. FluxNote selects appropriate business and finance visuals.

Step 5: Add clean subtitles and publish. Use professional, clean subtitle styles. Include "not financial advice" disclaimers where appropriate.

Tips for best results

- Always include disclaimers — "This is educational content, not financial advice"
- Use data and numbers — finance viewers want specifics, not generalities
- Keep explanations simple — assume your audience is a beginner
- Cover trending financial topics — new tax laws, market events, and economic changes
- Use clean, professional subtitle styles that build trust

Common mistakes to avoid

- Giving specific financial advice — always frame as educational/informational
- Using flashy, unprofessional styles — finance viewers expect credibility
- Inaccurate numbers or claims — verify all financial data before publishing
- Too much jargon — explain terms simply for a broad audience
- Ignoring disclaimers — always note that content is for education, not advice

Pro Tips

Always include 'not financial advice' disclaimers
Use specific numbers and data — finance viewers want specifics
Explain concepts simply as if your audience is a beginner
Cover trending financial topics for timely views
Use clean, professional subtitle styles that build trust and credibility