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youtube rpmhigh rpm nichesfaceless youtubemonetizationHighest RPM YouTube Niches 2026: Best for Faceless Channels
Some YouTube niches earn 20x more per view than others — and the highest-RPM niches are all faceless-friendly. Insurance, finance, and software creators earn $15-60 RPM while gaming channels earn $2-5. Here are the top high-RPM niches for faceless YouTube in 2026.
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Top 10 Highest RPM YouTube Niches in 2026
Highest RPM YouTube niches in 2026 (US audience, faceless-friendly): 1. Insurance/Legal — $20-60 RPM. 2. Personal Finance/Investing — $15-40 RPM. 3. Software Reviews/SaaS — $10-25 RPM. 4. Business/Entrepreneurship — $12-30 RPM. 5. Real Estate — $10-25 RPM. 6. Health & Supplements — $8-20 RPM. 7. Tech Reviews — $8-18 RPM. 8. Education/Tutorials — $6-15 RPM. 9. True Crime — $5-12 RPM. 10. History — $5-10 RPM. All of these work as faceless YouTube channels.
Why Insurance and Finance YouTube Channels Have the Highest RPM
Insurance and finance channels have $20-60 RPM because advertisers in these industries pay $50-200 per click (Google Ads CPCs). An insurance company converting one viewer into a customer gains $500-5,000 in commission. High advertiser willingness to pay = high YouTube CPM = high creator RPM. Faceless finance channels covering topics like 'best life insurance 2026' attract these premium advertisers.
High RPM Faceless YouTube: Content Ideas That Actually Work
High-RPM faceless YouTube content ideas for 2026: Finance — 'Best index funds 2026', 'How to pay off debt fast', 'Roth IRA vs 401k explained'. Insurance — 'Term vs whole life insurance', 'Best car insurance discounts 2026'. Software — 'Best project management tools 2026', 'ChatGPT vs Claude comparison'. Business — 'How to start a business with $1000', 'Best business credit cards'. All of these can be made with stock footage + AI voiceover.
How to Create High-RPM Faceless YouTube Videos with AI
Creating high-RPM faceless YouTube content with AI tools: Write a finance or business script with ChatGPT targeting a specific keyword. Generate a complete video with FluxNote — it finds relevant stock footage, adds professional voiceover, and creates captions automatically. Add a custom thumbnail with Canva. Upload and optimize with TubeBuddy. A $40 RPM finance video earning those rates needs only 25K views/month to generate $1,000/month.